Non-trivial systems · Real finance

We design & build platforms for real-world finance.

We create and develop platforms for Non-trivial systems. Real finance technology. Engineering composable platforms across BaaS, Trading, Payments & Web3 with deterministic reliability, verifiable design and pragmatic velocity.

BaaSCore Banking AdaptersOn/Off-RampsReal-time PaymentsCustodyTradingGamesDeFi / Web3

Capabilities

Composable platform engineering

Service meshes, event streams and contract-first APIs that interlock like Lego. Designed for multi-product roadmaps without rewrites.

Deterministic reliability

Golden paths, chaos drills and SLOs as first-class citizens. We build for observability by design and predictable MTTR.

Verifiable design

Architecture runbooks, traceable decisions and automated conformance checks. When audited, it just passes.

Pragmatic velocity

Thin slices, platform scaffolds and paved-road tooling to ship weekly without heroics.

Finance-grade primitives

Idempotency, ledgers, reconciliation, limits & controls, risk scoring, settlement and compliance adapters.

Web3 & RWA enablement

Ethereum/Rust stacks, custody bridges, tokenization flows and hybrid indexers with on/off-chain proofs.

Operating principles

Deterministic reliability

SLOs, budgets and automated rollback. Reliability as a product feature.

Verifiable design

Docs, ADRs and runnable blueprints that align execs, auditors and engineers.

Pragmatic velocity

Bias for impact, not trend-chasing. We optimize for time-to-value.

Contact

Tell us about your system

Whether it’s BaaS, Trading, Payments or Web3, we can help you design and build the core rails.

Email: hello@z3ro.software

Project starter

We’ll workshop goals, constraints, SLOs and a first thin slice. Deliverables: blueprint, milestones, and risk map.

Typical duration: 1–2 weeks

Platform review

Independent review of your current architecture with actionable, prioritized recommendations.

Includes: reliability, security, data, cost & operability